Other Types of Benefits and Programs for the Unemployed Educational Help. Apply for benefits in the state you work. Most states have a maximum of 26 weeks although some are less. Extended unemployment insurance benefits last for 13 weeks. Under the CARES Act, states that waive their usual one-week "waiting period" for benefits will be fully reimbursed by the federal government for benefits paid that week, plus any associated administrative expenses.Federal law allows considerable flexibility for states to amend their laws to provide unemployment insurance benefits in several COVID-19-related situations. When you exhaust your regular state benefits, you can file for an unemployment extension. You must meet your state's eligibility requirements.Please enable JavaScript in your web browser; otherwise some parts of this site might not work properly.Each state or tribal territory decides who is eligible for financial help, services, or other benefits.Learn how you can continue your health care coverage through COBRA.You must be a resident of the state where you are applying.The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families the right to choose to continue group health coverage provided by their group health plan for limited periods of time.Compensation for lost wages while a worker is out recovering There are two types of disability policies.Long-term policies may pay benefits for a few years or until the disability ends.If you are entitled to elect COBRA continuation coverage, you must be given an election period of at least 60 days to choose whether or not to elect continuation coverage.All unemployed workers to receive an extra $600 a week for up to six monthsSome states provide extended benefits when there's high unemployment. This program also applies to people who receive benefits under the new Pandemic Unemployment Assistance program—which covers freelancers, independent contractors, and gig workers—and the Pandemic Emergency Unemployment Compensation program, which extends 13 additional weeks of UI to people who have exhausted their benefits (see below). Federal law offers extra weeks of unemployment benefits to out-of-work Americans during the coronavirus pandemic, but the jobless may have to reapply in order to get them. Contact the state agency where you …
States can, for example, pay benefits when:Some people may be tempted to stay on unemployment instead of returning to work—at least through the period where FPUC provides that extra $600 per week, in addition to each state's regular unemployment payment. Be wary of following that approach.Under the FPUC program, states will administer an extra $600 weekly payment to eligible people who are receiving regular unemployment benefits (including Unemployment Compensation for Federal Employees and Unemployment Compensation for Ex-Servicemembers), as well those collecting benefits from the following programs:If you have applied or are planning on applying for unemployment insurance under the Pandemic Unemployment Assistance (PUA) program, be sure to check with your individual state to determine when your last PUA payment will be issued.Most states are still waiting for guidance from the Department of Labor to implement the program (and the other two programs, as well). You can apply for extended benefits only once you've run out of regular benefits. NOTE: Check with your state’s unemployment insurance program regarding the rules in your state. The federal government also issued guidance to states to allow more flexibility with granting unemployment benefits to employees who can't go to work … How to Apply for Federal Pandemic Unemployment Compensation . These laws vary from state to state and for federal employees.If you feel you have been wrongfully discharged or terminated from employment, you may: An official website of the United States governmentBenefits for dependents of workers who died from job-related hazardsUnder COBRA, group health plans must provide covered employees and their families with a notice explaining their COBRA rights. The laws establish workers’ comp, a form of insurance that employers pay for. Pandemic Emergency Unemployment Compensation (PEUC) is a program that provides an extra 13 weeks of unemployment insurance after you have exhausted your regular benefits. Plans must also have rules for how COBRA continuation coverage is offered, how qualified beneficiaries may elect continuation coverage, and when it can be terminated.Coverage for workers’ medical expensesTo sign-up for temporary benefits, you can:USAGov is the Official Guide to Government Information and ServicesUnemployment insurance programs pay you money if you lose your job through no fault of your own.
You can also buy your own policy.Short-term policies may pay for up to two years.
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